A growing share of patients at Pakistani clinics are covered by employer health insurance or corporate panels. Billing them correctly means applying the right tariff, splitting the co-pay and keeping track of what the insurer owes versus what the patient paid, all without slowing down the counter.
Lifeline HMS handles this through its insurance and tariff plan module.
Setting Up an Insurance Panel
Each insurance or corporate panel is configured once, with its covered services, negotiated rates and co-pay percentage. Once set up, the system recognises a patient's panel at check-in and applies the correct tariff automatically at billing.
What This Replaces
- Manually looking up which rate card applies to each insured patient
- Calculating co-pay splits by hand at the counter
- Tracking insurer receivables in a separate spreadsheet
- Reconciling paid claims against invoices at month end
Reporting for Insurers and Panels
Outstanding amounts owed by each insurer are visible on the accounts dashboard, and claim-ready reports can be exported per panel for submission. This is the same reporting used by clinics running multiple corporate panels alongside self-pay patients.